Todd Fries, a health insurance agent with over fifteen years of experience, developed the concept of.toddshealthinsurance.com as an extension of the service he provides to his existing clients: finding quality healthcare at an affordable price, while offering health care advice for anyone, whether they have coverage or not. He addresses a variety of concerns, such as when to negotiate rates with your doctor, whether or not to enroll in Medigap insurance, and how to determine if you’re at risk for being denied coverage based on a pre-existing condition. There is something for everyone.Unpaid doctor and hospital bills are the number one cause of bankruptcies in the United States. Todd’s goal is to educate as many of his fellow Californians as possible about their health care options, so that they might appropriately care for their health and their finances, in the short and long term.
Health insurance premiums in California and nationwide, rise primarily due to four major reasons:
1. Advances in medical technology means higher claims costs.
2. Price inflation for medical services is greater and exceeds inflation in other sectors of the economy.
3. Health Insurance Costs shift from the uninsured and those receiving Medicare and Medicaid over to the private sector
4. Consumer lifestyles, such as smoking, physical inactivity, obesity and heart disease.
I’m a freelancer entrepreneur in Los Angeles with no health insurance coverage! And I am constantly in search of affordable health care! Being overwhelmed by the scope of information, and misinformation, out there about health insurance, I was thrilled to come across the blog toddshealthinsurance.com.
This blog is a must read for anyone looking for health-related (and health insurance-related) information made simple. Todd Fries, a health care agent working in California, Los Angeles region, covers topics from rising health care costs to treating back pain.
Todd has been a practicing health insurance agent for the past 16 years. For those in the Southern California, Los Angeles region without adequate health insurance coverage, or none at all, Todd offers personal consultations to discuss available options. Individuals concerned that health insurance is too costly, such as students, freelancers, and the unemployed, might be surprised to learn that coverage, such as emergency-only protection, is well within their reach.
Todd’s Health Insurance - Customer Service

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